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Should You Purchase a Hack Proof Wallet Before Your Trip?

April 20, 2013 By Catherine Burdine

In case your not aware, the newest way for thieves to get your money is to simply stand behind you and point a scanner at your wallet.  In fact, at the Defcon hacker conference in Las Vegas earlier this year, an Android software app called NFCProxy was introduced that can read data from contactless credit cards. A number […]

Filed Under: Expatriate Life, Insurance News

Global Federation of Insurance Associations Has Now Been Established

October 18, 2012 By Catherine Burdine

On October 9th, 2012, the Global Federation of Insurance Associations was formed.  This association is inclusive of 31 different insurance associations, from countries around the world, who will work on a broad range of issues pertinent to the international insurance industry.  GFIA will take positions on issues including the designation of firms that present risk to the world’s financial system […]

Filed Under: Expatriate Life, Insurance News Tagged With: Global Federation of Insurance Associations, international insurance

States Slow To Establish Exchanges, Deadlines Approaching

October 17, 2012 By Catherine Burdine

The Affordable Care Act goes into full effect in 2014.  As of January 1, 2014, states will have been required to have their health care “Exchanges” established.  These Exchanges will consist of a group of competing insurance agencies that will allow citizens to shop for health insurance on-line, the same way you can shop for […]

Filed Under: Expatriate Life, Insurance News Tagged With: exchanges, The Affordable Care Act

Great News for Medicare Patients on Anti-Depressants

October 15, 2012 By Catherine Burdine

Medicare for the first time will cover screenings for depression and anxiety.  Plans now may cover benzodiazepines, a class of drugs that includes Valium and is used to treat anxiety and insomnia.  Also covered are certain barbiturates such as those used to treat chronic mental disorders. This is important news since many seniors suffer from […]

Filed Under: Expatriate Life, Insurance News Tagged With: anti-depressants, anxiety, depression in seniors, Medicare, seniors

New Part D Coverage in 2013 For Medicare Recipients

October 14, 2012 By Catherine Burdine

October 15 – December 7th is open enrollment for anyone needing to sign up for or  change their Medicare benefits.  Brokers Assisance, Inc. in Westminster, Colorado, has been busy preparing for the annual event.  One of the most recent changes is the Part D prescription drug coverage and new Medicare Advantage plans. In 2013, drug […]

Filed Under: Expatriate Life, Insurance News Tagged With: Advantage plans, Medicare, Medicare Advantage plans, Part D prescription drug coverage

Obamacare and International Health Insurance

October 12, 2012 By Catherine Burdine

Obama’s Affordable Care Act grants almost all US citizens health insurance by 2014 and international health care providers are wondering how this will affect medical tourism.  Today, many US citizens travel abroad for their health care needs because it is so much less expensive.  However, more affordable health care in the US has them unsure […]

Filed Under: Expatriate Life, Insurance News Tagged With: international health care, international physicians and surgeons, Obama’s Affordable Care Act, Obamacare

IMG Underwriter, Sirius International, Rated A in 2012

October 11, 2012 By Catherine Burdine

IMG’s underwriter, Sirius International, has been Rated A by A.M. Best Europe – Rating Services Limited.    Sirius’ claims paying ability continues to be strong by a safety reserve, which can only be released to cover insurance losses and is funded from the company’s cumulative retained pre-tax earnings.   Sirius’ safety reserve at year-end 2011 amounted to […]

Filed Under: Expatriate Life, Insurance News Tagged With: international health insurance, international insurance, short term travel insurance

You Can Apply For Medicare Online

September 25, 2012 By Catherine Burdine

Medicare has four parts:  Part A,B,C and D.  Part A is Hospital Insurance, and this is free for insured people and helps pay for inpatient care and certain follow-up services.  If you are eligible, you should sign up for Part A a few months before you turn age 65, even if you have other health […]

Filed Under: Expatriate Life, Insurance News Tagged With: Medicare, sign up for Medicare online, social security

Expatriots and Obamacare

September 19, 2012 By Catherine Burdine

Obamacare is being rolled out in two phases.  The first phase of the plan started in 2010.  Some of the changes that are already in place are allowing children to stay on their parents health insurance until the age of 26, closing of the Medicare prescription donut hole, preventing insurance companies from denying coverage for children […]

Filed Under: Expatriate Life, Insurance News Tagged With: expatriots, Obamacare

Obamacare and the Self Employed

August 15, 2012 By Catherine Burdine

Obamacare will not require companies with 50 or less employees to offer health insurance starting in 2014.   Small companies will not have to pay fines like companies with 51 employees or more. Starting in 2014, individuals and small businesses will have insurance choices called “Affordable Insurance Exchanges”.  Exchanges will make it easier for individuals […]

Filed Under: Expatriate Life, Insurance News Tagged With: health insurance, Obamacare, Obamacare and the self employed, self employed expats

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International Major Medical Health Insurance

Are you living abroad full or part time and concerned about critical illness or accident coverage? If you spend six months a year or more outside your home country, you qualify for international major medical insurance.  The six months do not have to be consecutive and you do not have to report your comings or goings.  In the event of a claim, your stamped passport is proof of your travels should the claim … Find Out More

Medical Travel Insurance

American Insurance for Expats offers Medical Travel Insurance. Coverage is per day or per month.  Choose your length of time, your policy limits and your deductible. No medical underwriting, coverage starts as soon as the next day. Click Here to Apply Now! You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. Our international travel insurance offers excellent … Find Out More

Vacation Travel Insurance

Protect Your Hard Earned Money  Our Vacation Travel Insurance is designed to provide essential coverage for trip cancellation, travel and baggage delays as well as emergency medical treatment. Vacation travel insurance is perfect for U.S. residents taking international or domestic vacations. Even the best laid plans have to be changed sometimes due to circumstances beyond our control.   Vacation Travel insurance … Find Out More

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