If you are considering traveling to a foreign country, purchasing Medical Travel insurance is something to consider, especially if you are traveling with your loved ones or taking an adventure vacation. Medical Travel insurance will cover any unexpected medical-mishaps that might occur.
Hopefully, you will never use it….
No one goes on vacation and expects to have anything happen to them other than a good time and fortunately, most of the time, that is exactly what happens. However, just in case not everything goes as smoothly as expected, medical travel health insurance will ensure you receive proper medical attention in a foreign country without it costing an arm and a leg.
Check With Your Current Provider
Before leaving on your vacation, check with your current health insurance company to see if you will be covered in a foreign country. If your current plan does not cover you in a foreign country, international medical travel insurance will pay for incidences such as hospital visits and care, as well as possible hotel cancellation fees and associated airline fees due to sickness or accident.
A Few Other Safety Measures
A few other safety measures to take are to find out the name of the local hospital and where it is located. A good medical travel policy will be able to help you locate one.
If you don’t speak the language, write down a few phrases such as “My name is, ” “I need help,” and “I am allergic to…”. You may also want to make sure that your cell phone has service in the area you are visiting, and if it doesn’t, you can usually purchase an inexpensive local phone with a few minutes on it to make emergency calls. Find out the phone number of the regional “911” (for instance, the emergency number in Mexico is “060”), and the telephone number to the hospital as well.
In most cases, your family vacation will go exactly the way you planned it to go and no one will get hurt. However, taking a few precautionary steps such as purchasing some travel health insurance can give you peace of mind you deserve.