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Individualized Travel Insurance Plans To Fit Your Needs

April 15, 2012 By Catherine Burdine

If you are traveling abroad, whether alone or in a group, for business or pleasure, American Insurance For Expats offers individualized travel insurance plans to meet your needs.   These six plans are designed to help you get the most of your international travel experience and provide you with peace of mind.

Patriot Travel Medical Insurance

The Patriot Platinum Travel Medical Insurance plan is designed for  U.S. and non-U.S. citizens who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.  This plan is good for high school graduation trips, college students studying abroad, families sponsoring exchange students, international travelers, visiting relatives, seniors age 65 and older traveling abroad and recently arrived immigrants.  Some of the highlights included with this plan are:

  • Short-term travel medical coverage
  • Coverage for individuals and dependents
  • Coverage for U.S. citizens and non-U.S. citizens traveling outside their home country
  • Maximum limits from $50,000 to $2,000,000
  • Deductible options from $0 to $2,500
  • Available in daily and monthly rates
  • Renewable up to 24 months if three months or more are purchased
  • Freedom to seek treatment with hospital or doctor of your choice
  • Trip cancellation, travel delay and baggage delay benefits available
  • Universal Rx pharmacy discount savings
  • 24 hour secure access from anywhere in the world to manage your account at any time

Patriot Platinum Travel Medical Insurance

This plan is designed for traveling executives and people wanting first-class medical coverage.  Some of the highlights of this plan include:

  • Short-term travel medical coverage
  • Coverage for individuals and dependents
  • Coverage for U.S. citizens and non-U.S. citizens traveling outside their home country
  • Maximum Limits from $1,000,000 to $8,000,000
  • Deductible options from $0 to $25,000
  • Available in daily and monthly rates
  • Renewable up to 36 months if three months are purchased initially
  • Access to Global Concierge & Assistance Services
  • Access to board-certified physicians, licensed psychologists, pharmacist, dentists, dieticians and trainers to assist with any routine health related questions
  • Freedom to seek treatment with hospital or doctor of choice
  • Trip cancellation, travel delay and baggage delay benefits available
  • Universal Rx pharmacy discount savings
  • 12 month benefit period
  • 24 hour secure access from anywhere in the world to manage your account at any time

 

Patriot Multi-Trip Travel Medical Insurance

Designed for travelers under age 76 who are covered by an individual or group medical plan and travel internationally frequently throughout the year outside their home country.   This plan offers the option of purchasing a single annual plan at an affordable annual premium.  The highlights of this plan include:

  • Short-term travel medical insurance
  • Coverage for frequent travelers, spouses and/or children traveling for a period of 12 months
  • Coverage for U.S. citizens and non-U.S. citizens
  • Maximum Limit $1,000,000
  • Individual deductible – $250 per each covered illness
  • Annual premium
  • Freedom to seek treatment with the hospital or doctor of choice
  • Multiple trip coverage throughout the year – choice of 30 days or 45 days in length
  • Universal Rx pharmacy discount savings
  • 24 hour secure access from anywhere in the world to manage your account at any time

 

Patriot Adventure Travel Medical Insurance

This plan pretty much explains it all in the name and is designed for adventurous international travelers who intend to participate in the thrill of adventure sports and realize that their current medical plan does not cover certain hazardous sports and activities.  Highlights include:

  • Short-term travel medical insurance
  • Coverage for individuals and dependents
  • Coverage for U.S. citizens or non-U.S. citizens
  • Maximum Limit $50,000
  • Coverage for several adventure sport activities
  • Coverage for a minimum of 30 days up to a maximum of six months
  • Option to purchase in 15 day increments after one month is purchased
  • Universal Rx pharmacy discount savings
  • 24 hour secure access from anywhere in the world to manage account at any time

 

Patriot Group Travel Medical Insurance

This plan is designed with groups of five or more travelers, student group travelers or missionaries.  Highlights include:

  • Short-term travel medical insurance
  • Coverage for groups
  • Plans for U.S. citizens or for non-U.S. citizens traveling outside their home country
  • Maximum Limits from $50,000 to $2,000,000
  • Deductible options from $0 to $2,500
  • Available in monthly and daily rates
  • Renewable up to 24 months if three months is purchased
  • Freedom to seek treatment with the hospital or doctor of choice
  • Trip cancellation, travel delay and baggage delay benefits available
  • Universal Rx pharmacy discount savings
  • Discounted premium from the Patriot Individual Plan
  • Single plan for entire group of travelers
  • Optional Chaperone Rider benefit
  • 24 hour secure access from anywhere in the world to manage your account at any time

Patriot Platinum Group Travel Medical Insurance

Similar to the Patriot Group Travel Medical Insurance plan, the Platinum plan provides first-class protection for groups of five or more who want to obtain the maximum coverage available in a short-term travel medical insurance product.  Highlights include:

  • Short-term travel medical coverage
  • Coverage for groups
  • Coverage for U.S. citizens or non-U.S. citizens traveling outside their home country
  • Maximum Limits from $1,000,000 to $8,000,000
  • Deductible options from $0 to $25,000
  • Available in monthly and daily rates
  • Renewable up to 36 months if three months is initially purchased
  • Access to Global Concierge & Assistance Services – extended services handled by a dedicated service team
  • Access to board-certified physicians, licensed psychologists, pharmacist, dentists, dieticians and trainers to assist you with any routine health related questions you have
  • Freedom to seek treatment with hospital or doctor of your choice
  • Trip cancellation, travel delay and baggage delay benefits available
  • Universal Rx pharmacy discount savings
  • Discounted premium from the Patriot Individual plan
  • Single plan for entire group of travelers
  • Optional Chaperone Rider benefit
  • 12 month benefit period
  • 24 hour secure access from anywhere in the world to manage account at any time

If you are in traveling outside the country, and need international travel health insurance, contact American Insurance For Expats, and one of our friendly representatives will help you choose the right plan for your needs.

Filed Under: Expatriate Life, Travel Insurance Information Tagged With: health insurance plans for missionaries, international travel health insurance, travel insurance, travel insurance plans, traveling abroad

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